Main Article Content
Abstract
The study aims to examine the effect of price, ease of use, loyalty of interest in re-transacting with OVO on customer loyalty which is tested both directly and indirectly. The population used amounted to 80 respondents. The results of this study state that 1). Price has a positive and significant effect on interest in re-transacting the OVO application. 2). Ease of use has a positive and significant effect on interest in re-transacting the OVO application. 3). Price has a positive and significant effect on customer loyalty for the OVO application. 4). Ease of use has a negative and significant effect on customer loyalty for the OVO application. 5). Price has a direct influence on customer loyalty, but on the contrary, it does not have a direct effect through the interest in re-transacting the OVO application. 6). Ease of use has a direct influence on customer loyalty but otherwise has no direct effect through interest in re-transacting the OVO application. 7). Interest in re-transactions has a positive and significant effect on customer loyalty for the OVO application.
Keywords
Article Details

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References
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- Ahmed, S., Al Asheq, A., Ahmed, E., Chowdhury, U. Y., Sufi, T., & Mostofa, M. G. (2022). The intricate relationships of consumers’ loyalty and their perceptions of service quality, price and satisfaction in restaurant service. The TQM Journal, ahead-of-p(ahead-of-print). https://doi.org/10.1108/TQM-06-2021-0158
- Al-Karablieh, Y., Koumanakos, E., & Stantcheva, S. (2021). Clearing the bar: Improving tax compliance for small firms through target setting. Journal of International Economics, 130, 103452. https://doi.org/https://doi.org/10.1016/j.jinteco.2021.103452
- Azadegan, A., Modi, S., & Lucianetti, L. (2021). Surprising supply chain disruptions: Mitigation effects of operational slack and supply redundancy. International Journal of Production Economics, 240, 108218. https://doi.org/https://doi.org/10.1016/j.ijpe.2021.108218
- Bacile, T. J., Wolter, J. S., Allen, A. M., & Xu, P. (2018). The Effects of Online Incivility and Consumer-to-Consumer Interactional Justice on Complainants, Observers, and Service Providers During Social Media Service Recovery. Journal of Interactive Marketing, 44, 60–81. https://doi.org/https://doi.org/10.1016/j.intmar.2018.04.002
- Bairrada, C. M., Coelho, F., & Coelho, A. (2018). Antecedents and outcomes of brand love: utilitarian and symbolic brand qualities. European Journal of Marketing, 52(3–4), 656–682. https://doi.org/10.1108/EJM-02-2016-0081
- Bazi, S., Filieri, R., & Gorton, M. (2020). Customers’ motivation to engage with luxury brands on social media. Journal of Business Research, 112(March), 223–235. https://doi.org/10.1016/j.jbusres.2020.02.032
- Duncan, D. T., Ransome, Y., Park, S. H., Jackson, S. D., Kawachi, I., Branas, C. C., Knox, J., Al-Ajlouni, Y. A., Mountcastle, H., Miles, C. H., & Hickson, D. A. (2021). Neighborhood social cohesion, religious participation and sexual risk behaviors among cisgender black sexual minority men in the southern United States. Social Science & Medicine, 279, 113913. https://doi.org/https://doi.org/10.1016/j.socscimed.2021.113913
- Ghozali, I. (2013). Aplikasi Analisis Multivariate Dengan Program IBM dan SPSS. In aplikasi analisis multivariate dengan program ibm spss 19 (p. 113). https://doi.org/10.2307/1579941
- Guan, Z., Ye, T., & Yin, R. (2020). Channel coordination under Nash bargaining fairness concerns in differential games of goodwill accumulation. European Journal of Operational Research, 285(3), 916–930. https://doi.org/https://doi.org/10.1016/j.ejor.2020.02.028
- Ilyas, G. B., Rahmi, S., Tamsah, H., Munir, A. R., & Putra, A. H. P. K. (2020). Reflective model of brand awareness on repurchase intention and customer satisfaction. Journal of Asian Finance, Economics and Business, 7(9). https://doi.org/10.13106/JAFEB.2020.VOL7.NO9.427
- Indahingwati, A., Launtu, A., Tamsah, H., Firman, A., Putra, A. H. P. K., & Aswari, A. (2019). How Digital Technology Driven Millennial Consumer Behaviour in Indonesia. Journal of Distribution Science, 17(8), 25–34. https://doi.org/10.15722/jds.17.8.201908.25
- Kartika, T., Firdaus, A., & Najib, M. (2020). Contrasting the drivers of customer loyalty; financing and depositor customer, single and dual customer, in Indonesian Islamic bank. Journal of Islamic Marketing, 11(4), 933–959. https://doi.org/10.1108/JIMA-04-2017-0040
- Kaur, P., Dhir, A., Bodhi, R., Singh, T., & Almotairi, M. (2020). Why do people use and recommend m-wallets? Journal of Retailing and Consumer Services, 56, 102091. https://doi.org/https://doi.org/10.1016/j.jretconser.2020.102091
- Kim, K., Hong, E., & Rho, S. (2013). The study of defined buying factors affecting trust building and service performance in financial management systems. Mathematical and Computer Modelling, 58(1), 38–48. https://doi.org/https://doi.org/10.1016/j.mcm.2012.06.006
- Lin, H.-F. (2021). The mediating role of passenger satisfaction on the relationship between service quality and behavioral intentions of low-cost carriers. The TQM Journal, ahead-of-p(ahead-of-print). https://doi.org/10.1108/TQM-06-2021-0187
- Lucas, M., Bem-Haja, P., Siddiq, F., Moreira, A., & Redecker, C. (2021). The relation between in-service teachers’ digital competence and personal and contextual factors: What matters most? Computers & Education, 160, 104052. https://doi.org/https://doi.org/10.1016/j.compedu.2020.104052
- Macdonald, E. K., & Sharp, B. M. (2000). Brand awareness effects on consumer decision making for a common, repeat purchase product:: A replication. Journal of Business Research, 48(1), 5–15. https://doi.org/10.1016/S0148-2963(98)00070-8
- Makovec Brenčič, M., Pfajfar, G., & Rašković, M. (2012). Managing in a time of crisis: marketing, HRM and innovation. Journal of Business & Industrial Marketing, 27(6), 436–446. https://doi.org/10.1108/08858621211251442
- Morris, E. A., Zhou, Y., Brown, A. E., Khan, S. M., Derochers, J. L., Campbell, H., Pratt, A. N., & Chowdhury, M. (2020). Are drivers cool with pool? Driver attitudes towards the shared TNC services UberPool and Lyft Shared. Transport Policy, 94, 123–138. https://doi.org/https://doi.org/10.1016/j.tranpol.2020.04.019
- Nugraha, D. P., Setiawan, B., Nathan, R. J., & Fekete-Farkas, M. (2022). Fintech Adoption Drivers for Innovation for SMEs in Indonesia. Journal of Open Innovation: Technology, Market, and Complexity, 8(4), 208. https://doi.org/https://doi.org/10.3390/joitmc8040208
- Osakwe, C. N., Ruiz, B., Amegbe, H., Chinje, N. B., Cheah, J.-H., & Ramayah, T. (2020). A multi-country study of bank reputation among customers in Africa: Key antecedents and consequences. Journal of Retailing and Consumer Services, 56, 102182. https://doi.org/https://doi.org/10.1016/j.jretconser.2020.102182
- Patmala, H. S., & Fatihah, D. C. (2021). Pengaruh Kualitas Pelayanan Terhadap Keputusan Pembelian Di Ukmmart Kartikawidya Utama. JIMEA | Jurnal Ilmiah MEA (Manajemen, Ekonomi, Dan Akuntansi), 5(3), 1154–1170. https://doi.org/10.31955/mea.v5i3.1459
- Philip Kotler, G. A. (2012). Principles of Marketing (Sally Yagan (ed.); 14th ed.). Pearson.
- Porter, C. E., & Donthu, N. (2006). Using the technology acceptance model to explain how attitudes determine Internet usage: The role of perceived access barriers and demographics. Journal of Business Research, 59(9), 999–1007. https://doi.org/10.1016/j.jbusres.2006.06.003
- Prasetyo, Y. T., Tanto, H., Mariyanto, M., Hanjaya, C., Young, M. N., Persada, S. F., Miraja, B. A., & Redi, A. A. N. P. (2021). Factors affecting customer satisfaction and loyalty in online food delivery service during the COVID-19 pandemic: Its relation with open innovation. Journal of Open Innovation: Technology, Market, and Complexity, 7(1), 1–17. https://doi.org/10.3390/joitmc7010076
- Pratiwi, L., Sunaryo, S., & Mugiono, M. (2021). The effect of e-service quality on e-loyalty mediated by e-trust and brand image variables: A study on OVO E-Wallet application users in Malang City. International Journal of Research in Business and Social Science (2147-4478), 10(6), 56–62. https://doi.org/10.20525/ijrbs.v10i6.1364
- Raziff, A. R. A., Sulaiman, M. N., Mustapha, N., & Perumal, T. (2017). Smote and OVO multiclass method for multiple handheld placement gait identification on smartphone’s accelerometer. J. Eng. Appl. Sci, 12(2), 374–382. https://dx.doi.org/10.36478/jeasci.2017.374.382
- Reshetko, N. I., Vakulenko, S. P., Kurenkov, P. V, Alexandrova, J., Merkulina, I., Kuzina, E. L., Vasilenko, M. A., Chebotareva, E. A., Solop, I. A., & Gašparík, J. (2021). Analysis of marketing efficiency on the example of Faraday future (Manufacturer of electronic machines). Transportation Research Procedia, 55, 348–355. https://doi.org/https://doi.org/10.1016/j.trpro.2021.07.091
- Segoro, W. (2013). The Influence of Perceived Service Quality, Mooring Factor, and Relationship Quality on Customer Satisfaction and Loyalty. Procedia - Social and Behavioral Sciences, 81, 306–310. https://doi.org/10.1016/j.sbspro.2013.06.433
- Sugiyono, P. D. (2019). Metode Penelitian Kuantitatif Kualitatif dan R&D (M. Dr. Ir. Sutopo, S.Pd (ed.)). Alfabeta.
- Teng, C.-C., & Yang, J. J. (2021). Media exposure on corporate social irresponsibility and firm performance. Pacific-Basin Finance Journal, 68, 101604. https://doi.org/https://doi.org/10.1016/j.pacfin.2021.101604
- Uslu, A., Durmuş, B., & Kolivar, B. K. (2013). Analyzing the Brand Equity of Turkish Airlines Services: Comparing the Japanese and Turkish Perspectives. Procedia - Social and Behavioral Sciences, 99, 446–454. https://doi.org/https://doi.org/10.1016/j.sbspro.2013.10.513
- Williams, L., Buoye, A., Keiningham, T. L., & Aksoy, L. (2020). The practitioners’ path to customer loyalty: Memorable experiences or frictionless experiences? Journal of Retailing and Consumer Services, 57, 102215. https://doi.org/https://doi.org/10.1016/j.jretconser.2020.102215
- Winarno, W. A., MAS’UD, I., & Palupi, T. W. (2021). Perceived enjoyment, application self-efficacy, and subjective norms as determinants of behavior intention in Using OVO applications. The Journal of Asian Finance, Economics and Business, 8(2), 1189–1200. https://doi.org/10.13106/jafeb.2021.vol8.no2.1189
- Yoon C. Cho, E. S. (2015). Exploring Factors That Affect Usefulness, Ease Of Use, Trust, And Purchase Intention In The Online Environment. International Journal of Management & Information Systems, 19(1), 21–56. https://doi.org/10.19030/ijmis.v19i1.9086
- Zollo, L., Filieri, R., Rialti, R., & Yoon, S. (2020). Unpacking the relationship between social media marketing and brand equity: The mediating role of consumers’ benefits and experience. Journal of Business Research, 117(May), 256–267. https://doi.org/10.1016/j.jbusres.2020.05.001
References
Ahmad, K., Rustam, G. A., & Dent, M. M. (2011). Brand preference in Islamic banking. Journal of Islamic Marketing, 2(1), 74–82. https://doi.org/10.1108/17590831111115259
Ahmed, S., Al Asheq, A., Ahmed, E., Chowdhury, U. Y., Sufi, T., & Mostofa, M. G. (2022). The intricate relationships of consumers’ loyalty and their perceptions of service quality, price and satisfaction in restaurant service. The TQM Journal, ahead-of-p(ahead-of-print). https://doi.org/10.1108/TQM-06-2021-0158
Al-Karablieh, Y., Koumanakos, E., & Stantcheva, S. (2021). Clearing the bar: Improving tax compliance for small firms through target setting. Journal of International Economics, 130, 103452. https://doi.org/https://doi.org/10.1016/j.jinteco.2021.103452
Azadegan, A., Modi, S., & Lucianetti, L. (2021). Surprising supply chain disruptions: Mitigation effects of operational slack and supply redundancy. International Journal of Production Economics, 240, 108218. https://doi.org/https://doi.org/10.1016/j.ijpe.2021.108218
Bacile, T. J., Wolter, J. S., Allen, A. M., & Xu, P. (2018). The Effects of Online Incivility and Consumer-to-Consumer Interactional Justice on Complainants, Observers, and Service Providers During Social Media Service Recovery. Journal of Interactive Marketing, 44, 60–81. https://doi.org/https://doi.org/10.1016/j.intmar.2018.04.002
Bairrada, C. M., Coelho, F., & Coelho, A. (2018). Antecedents and outcomes of brand love: utilitarian and symbolic brand qualities. European Journal of Marketing, 52(3–4), 656–682. https://doi.org/10.1108/EJM-02-2016-0081
Bazi, S., Filieri, R., & Gorton, M. (2020). Customers’ motivation to engage with luxury brands on social media. Journal of Business Research, 112(March), 223–235. https://doi.org/10.1016/j.jbusres.2020.02.032
Duncan, D. T., Ransome, Y., Park, S. H., Jackson, S. D., Kawachi, I., Branas, C. C., Knox, J., Al-Ajlouni, Y. A., Mountcastle, H., Miles, C. H., & Hickson, D. A. (2021). Neighborhood social cohesion, religious participation and sexual risk behaviors among cisgender black sexual minority men in the southern United States. Social Science & Medicine, 279, 113913. https://doi.org/https://doi.org/10.1016/j.socscimed.2021.113913
Ghozali, I. (2013). Aplikasi Analisis Multivariate Dengan Program IBM dan SPSS. In aplikasi analisis multivariate dengan program ibm spss 19 (p. 113). https://doi.org/10.2307/1579941
Guan, Z., Ye, T., & Yin, R. (2020). Channel coordination under Nash bargaining fairness concerns in differential games of goodwill accumulation. European Journal of Operational Research, 285(3), 916–930. https://doi.org/https://doi.org/10.1016/j.ejor.2020.02.028
Ilyas, G. B., Rahmi, S., Tamsah, H., Munir, A. R., & Putra, A. H. P. K. (2020). Reflective model of brand awareness on repurchase intention and customer satisfaction. Journal of Asian Finance, Economics and Business, 7(9). https://doi.org/10.13106/JAFEB.2020.VOL7.NO9.427
Indahingwati, A., Launtu, A., Tamsah, H., Firman, A., Putra, A. H. P. K., & Aswari, A. (2019). How Digital Technology Driven Millennial Consumer Behaviour in Indonesia. Journal of Distribution Science, 17(8), 25–34. https://doi.org/10.15722/jds.17.8.201908.25
Kartika, T., Firdaus, A., & Najib, M. (2020). Contrasting the drivers of customer loyalty; financing and depositor customer, single and dual customer, in Indonesian Islamic bank. Journal of Islamic Marketing, 11(4), 933–959. https://doi.org/10.1108/JIMA-04-2017-0040
Kaur, P., Dhir, A., Bodhi, R., Singh, T., & Almotairi, M. (2020). Why do people use and recommend m-wallets? Journal of Retailing and Consumer Services, 56, 102091. https://doi.org/https://doi.org/10.1016/j.jretconser.2020.102091
Kim, K., Hong, E., & Rho, S. (2013). The study of defined buying factors affecting trust building and service performance in financial management systems. Mathematical and Computer Modelling, 58(1), 38–48. https://doi.org/https://doi.org/10.1016/j.mcm.2012.06.006
Lin, H.-F. (2021). The mediating role of passenger satisfaction on the relationship between service quality and behavioral intentions of low-cost carriers. The TQM Journal, ahead-of-p(ahead-of-print). https://doi.org/10.1108/TQM-06-2021-0187
Lucas, M., Bem-Haja, P., Siddiq, F., Moreira, A., & Redecker, C. (2021). The relation between in-service teachers’ digital competence and personal and contextual factors: What matters most? Computers & Education, 160, 104052. https://doi.org/https://doi.org/10.1016/j.compedu.2020.104052
Macdonald, E. K., & Sharp, B. M. (2000). Brand awareness effects on consumer decision making for a common, repeat purchase product:: A replication. Journal of Business Research, 48(1), 5–15. https://doi.org/10.1016/S0148-2963(98)00070-8
Makovec Brenčič, M., Pfajfar, G., & Rašković, M. (2012). Managing in a time of crisis: marketing, HRM and innovation. Journal of Business & Industrial Marketing, 27(6), 436–446. https://doi.org/10.1108/08858621211251442
Morris, E. A., Zhou, Y., Brown, A. E., Khan, S. M., Derochers, J. L., Campbell, H., Pratt, A. N., & Chowdhury, M. (2020). Are drivers cool with pool? Driver attitudes towards the shared TNC services UberPool and Lyft Shared. Transport Policy, 94, 123–138. https://doi.org/https://doi.org/10.1016/j.tranpol.2020.04.019
Nugraha, D. P., Setiawan, B., Nathan, R. J., & Fekete-Farkas, M. (2022). Fintech Adoption Drivers for Innovation for SMEs in Indonesia. Journal of Open Innovation: Technology, Market, and Complexity, 8(4), 208. https://doi.org/https://doi.org/10.3390/joitmc8040208
Osakwe, C. N., Ruiz, B., Amegbe, H., Chinje, N. B., Cheah, J.-H., & Ramayah, T. (2020). A multi-country study of bank reputation among customers in Africa: Key antecedents and consequences. Journal of Retailing and Consumer Services, 56, 102182. https://doi.org/https://doi.org/10.1016/j.jretconser.2020.102182
Patmala, H. S., & Fatihah, D. C. (2021). Pengaruh Kualitas Pelayanan Terhadap Keputusan Pembelian Di Ukmmart Kartikawidya Utama. JIMEA | Jurnal Ilmiah MEA (Manajemen, Ekonomi, Dan Akuntansi), 5(3), 1154–1170. https://doi.org/10.31955/mea.v5i3.1459
Philip Kotler, G. A. (2012). Principles of Marketing (Sally Yagan (ed.); 14th ed.). Pearson.
Porter, C. E., & Donthu, N. (2006). Using the technology acceptance model to explain how attitudes determine Internet usage: The role of perceived access barriers and demographics. Journal of Business Research, 59(9), 999–1007. https://doi.org/10.1016/j.jbusres.2006.06.003
Prasetyo, Y. T., Tanto, H., Mariyanto, M., Hanjaya, C., Young, M. N., Persada, S. F., Miraja, B. A., & Redi, A. A. N. P. (2021). Factors affecting customer satisfaction and loyalty in online food delivery service during the COVID-19 pandemic: Its relation with open innovation. Journal of Open Innovation: Technology, Market, and Complexity, 7(1), 1–17. https://doi.org/10.3390/joitmc7010076
Pratiwi, L., Sunaryo, S., & Mugiono, M. (2021). The effect of e-service quality on e-loyalty mediated by e-trust and brand image variables: A study on OVO E-Wallet application users in Malang City. International Journal of Research in Business and Social Science (2147-4478), 10(6), 56–62. https://doi.org/10.20525/ijrbs.v10i6.1364
Raziff, A. R. A., Sulaiman, M. N., Mustapha, N., & Perumal, T. (2017). Smote and OVO multiclass method for multiple handheld placement gait identification on smartphone’s accelerometer. J. Eng. Appl. Sci, 12(2), 374–382. https://dx.doi.org/10.36478/jeasci.2017.374.382
Reshetko, N. I., Vakulenko, S. P., Kurenkov, P. V, Alexandrova, J., Merkulina, I., Kuzina, E. L., Vasilenko, M. A., Chebotareva, E. A., Solop, I. A., & Gašparík, J. (2021). Analysis of marketing efficiency on the example of Faraday future (Manufacturer of electronic machines). Transportation Research Procedia, 55, 348–355. https://doi.org/https://doi.org/10.1016/j.trpro.2021.07.091
Segoro, W. (2013). The Influence of Perceived Service Quality, Mooring Factor, and Relationship Quality on Customer Satisfaction and Loyalty. Procedia - Social and Behavioral Sciences, 81, 306–310. https://doi.org/10.1016/j.sbspro.2013.06.433
Sugiyono, P. D. (2019). Metode Penelitian Kuantitatif Kualitatif dan R&D (M. Dr. Ir. Sutopo, S.Pd (ed.)). Alfabeta.
Teng, C.-C., & Yang, J. J. (2021). Media exposure on corporate social irresponsibility and firm performance. Pacific-Basin Finance Journal, 68, 101604. https://doi.org/https://doi.org/10.1016/j.pacfin.2021.101604
Uslu, A., Durmuş, B., & Kolivar, B. K. (2013). Analyzing the Brand Equity of Turkish Airlines Services: Comparing the Japanese and Turkish Perspectives. Procedia - Social and Behavioral Sciences, 99, 446–454. https://doi.org/https://doi.org/10.1016/j.sbspro.2013.10.513
Williams, L., Buoye, A., Keiningham, T. L., & Aksoy, L. (2020). The practitioners’ path to customer loyalty: Memorable experiences or frictionless experiences? Journal of Retailing and Consumer Services, 57, 102215. https://doi.org/https://doi.org/10.1016/j.jretconser.2020.102215
Winarno, W. A., MAS’UD, I., & Palupi, T. W. (2021). Perceived enjoyment, application self-efficacy, and subjective norms as determinants of behavior intention in Using OVO applications. The Journal of Asian Finance, Economics and Business, 8(2), 1189–1200. https://doi.org/10.13106/jafeb.2021.vol8.no2.1189
Yoon C. Cho, E. S. (2015). Exploring Factors That Affect Usefulness, Ease Of Use, Trust, And Purchase Intention In The Online Environment. International Journal of Management & Information Systems, 19(1), 21–56. https://doi.org/10.19030/ijmis.v19i1.9086
Zollo, L., Filieri, R., Rialti, R., & Yoon, S. (2020). Unpacking the relationship between social media marketing and brand equity: The mediating role of consumers’ benefits and experience. Journal of Business Research, 117(May), 256–267. https://doi.org/10.1016/j.jbusres.2020.05.001