Main Article Content
Abstract
This study aims to analyze: 1) the effect of market orientation on customer satisfaction. 2) the effect of service quality on customer satisfaction. 3) the effect of market orientation on customer loyalty. 4) the influence of service quality on customer loyalty. 5) the influence of customer satisfaction on customer loyalty. 6) effect of market orientation on customer loyalty through customer satisfaction. 7) service quality towards customer loyalty through customer satisfaction. The sample of this study are 170 respondent; data collection use online-survey. The analysis technique used is Structural Equation Modeling with AMOS. the results of this study show that: 1) market orientation has a positive and significant effect on customer satisfaction. 2) service quality has a positive significant effect on customer satisfaction. 3) market orientation has an insignificant effect on customer loyalty. 4) service quality has a positive-significant effect on customer loyalty. 5) customer satisfaction has a positive-significant effect on customer loyalty. 6) market orientation has a positive and significant effect on customer loyalty through customer satisfaction. 7) service quality affects loyalty through customer satisfaction. improve market orientation so that customer loyalty is acknowledged through customer satisfaction. Further, improve market orientation through customer satisfaction to provide increased fidelity to customers.
Keywords
Article Details

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References
- Al Nasser, S. A. S., & Muhammed, J. (2013). Introduction to history of Islamic banking in Malaysia. Humanomics.
- Alam, N., Ramachandran, J., & Nahomy, A. H. (2020). The impact of corporate governance and agency effect on earnings management – A test of the dual banking system. Research in International Business and Finance, 54, 101242. https://doi.org/https://doi.org/10.1016/j.ribaf.2020.101242
- Alhemoud, A. M. (2010). Banking in Kuwait: a customer satisfaction case study. Competitiveness Review: An International Business Journal, 20(4), 333–342. https://doi.org/10.1108/10595421011065334
- Anouze, A. L. M., Alamro, A. S., & Awwad, A. S. (2019). Customer satisfaction and its measurement in Islamic banking sector: a revisit and update. Journal of Islamic Marketing, 10(2), 565–588. https://doi.org/10.1108/JIMA-07-2017-0080
- Ayob, A. H., & Saiyed, A. A. (2020). Islam, institutions and entrepreneurship: evidence from Muslim populations across nations. International Journal of Islamic and Middle Eastern Finance and Management, 13(4), 635–653. https://doi.org/10.1108/IMEFM-11-2019-0472
- Bacile, T. J., Wolter, J. S., Allen, A. M., & Xu, P. (2018). The Effects of Online Incivility and Consumer-to-Consumer Interactional Justice on Complainants, Observers, and Service Providers During Social Media Service Recovery. Journal of Interactive Marketing, 44, 60–81. https://doi.org/https://doi.org/10.1016/j.intmar.2018.04.002
- Bharadwaj, N., & Shipley, G. M. (2020). Salesperson communication effectiveness in a digital sales interaction11The authors benefitted from helpful comments from: our anonymous reviewers, session participants at the 3rd Annual Industrial Marketing Management Summit at the Fox School of Business. Industrial Marketing Management, 90, 106–112. https://doi.org/https://doi.org/10.1016/j.indmarman.2020.07.002
- Biswas, A., Jaiswal, D., & Kant, R. (2021). Augmenting bank service quality dimensions: moderation of perceived trust and perceived risk. International Journal of Productivity and Performance Management, ahead-of-print(ahead-of-print). https://doi.org/10.1108/IJPPM-04-2021-0196
- Chan, J., & Gao, Y. L. (2021). Measuring the up-to-date quality of online food delivery: formative index construction. International Journal of Contemporary Hospitality Management, 33(12), 4550–4568. https://doi.org/10.1108/IJCHM-06-2021-0739
- Deng, Z., Lu, Y., Wei, K. K., & Zhang, J. (2010). Understanding customer satisfaction and loyalty: An empirical study of mobile instant messages in China. International Journal of Information Management, 30(4), 289–300.
- Distanont, A., & Khongmalai, O. (2018). The role of innovation in creating a competitive advantage. Kasetsart Journal of Social Sciences. https://doi.org/https://doi.org/10.1016/j.kjss.2018.07.009
- Duffy, J. A. M., Miller, J. M., & Bexley, J. B. (2006). Banking customers’ varied reactions to service recovery strategies. International Journal of Bank Marketing, 24(2), 112–132. https://doi.org/10.1108/02652320610649923
- Gillan, S. L., Koch, A., & Starks, L. T. (2021). Firms and social responsibility: A review of ESG and CSR research in corporate finance. Journal of Corporate Finance, 66, 101889. https://doi.org/https://doi.org/10.1016/j.jcorpfin.2021.101889
- González-Cruz, T. F., Botella-Carrubi, D., & Martínez-Fuentes, C. M. (2019). Supervisor leadership style, employee regulatory focus, and leadership performance: A perspectivism approach. Journal of Business Research. https://doi.org/https://doi.org/10.1016/j.jbusres.2019.01.065
- Gross, H. P., Ingerfurth, S., & Willems, J. (2021). Employees as reputation advocates: Dimensions of employee job satisfaction explaining employees’ recommendation intention. Journal of Business Research, 134, 405–413. https://doi.org/https://doi.org/10.1016/j.jbusres.2021.05.021
- Hayati, K., & Caniago, I. (2012). Islamic Work Ethic: The Role of Intrinsic Motivation, Job Satisfaction, Organizational Commitment and Job Performance. Procedia - Social and Behavioral Sciences, 65, 272–277. https://doi.org/https://doi.org/10.1016/j.sbspro.2012.11.122
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- Jawaid, S. T., Siddiqui, A. H., Kanwal, R., & Fatima, H. (2021). Islamic banking and customer satisfaction in Pakistan: evidence from internal and external customers. Journal of Islamic Marketing, ahead-of-print(ahead-of-print). https://doi.org/10.1108/JIMA-09-2020-0297
- Kim, K., Hong, E., & Rho, S. (2013). The study of defined buying factors affecting trust building and service performance in financial management systems. Mathematical and Computer Modelling, 58(1), 38–48. https://doi.org/https://doi.org/10.1016/j.mcm.2012.06.006
- Lu, Y., & Chen, Y. (2021). Is China’s agricultural enterprise growing steadily? Evidence from listed agricultural companies. Chinese Journal of Population, Resources and Environment, 19(2), 203–212. https://doi.org/https://doi.org/10.1016/j.cjpre.2021.12.022
- Marinkovic, V., & Obradovic, V. (2015). Customers’ emotional reactions in the banking industry. International Journal of Bank Marketing, 33(3), 243–260. https://doi.org/10.1108/IJBM-09-2013-0107
- Marques, C. S., Santos, G., Marques, V., & Ramos, E. (2018). The impact of knowledge creation, acquisition and transfer on innovation in the healthcare sector. Proceedings of the European Conference on Knowledge Management, ECKM, 1, 494–502.
- Mashur, R., Gunawan, B. I., Ashoer, M., Hidayat, M., Perdana, H., & Putra, K. (2019). Moving From Traditional to Society 5 . 0 : Case study by Online Transportation Business. Journal Distribution Science, 9, 93–102. https://doi.org/http://dx.doi.org/10.15722/jds.17.09.201909.93
- Mihajat, M. I. S. (2019). Governance Framework in IFIs in Oman: Issues and Challenges. In T. Azid, A. A. Alnodel, & M. A. Qureshi (Eds.), Research in Corporate and Shari’ah Governance in the Muslim World: Theory and Practice (pp. 249–260). Emerald Publishing Limited. https://doi.org/10.1108/978-1-78973-007-420191022
- Mittal, D., & Agrawal, S. R. (2022). Determining banking service attributes from online reviews: text mining and sentiment analysis. International Journal of Bank Marketing, 40(3), 558–577. https://doi.org/10.1108/IJBM-08-2021-0380
- Narver, J. C., & Slater, S. F. (1990). The Effect of a Market Orientation on Business Profitability. Journal of Marketing, 54(4), 20–35. https://doi.org/10.2307/1251757
- Nor, N. M., Bahari, N. A. S., Adnan, N. A., Kamal, S. M. Q. A. S., & Ali, I. M. (2016). The Effects of Environmental Disclosure on Financial Performance in Malaysia. Procedia Economics and Finance, 35, 117–126. https://doi.org/https://doi.org/10.1016/S2212-5671(16)00016-2
- Nurhilalia, Rahman Kadir, A., Mahlia, M., Jusni, & Aditya, H. P. K. P. (2019). Determinant of market orientation on SME performance: RBV and SCP perspective. In Journal of Distribution Science (Vol. 17, Issue 9, pp. 35–45). https://doi.org/10.15722/jds.17.09.201909.35
- Padlee, S. F., Reimers, V., Mokhlis, S., Anuar, M. M., & Ahmad, A. (2020). Keep up the good work in research universities: An importance-performance analysis. Australasian Marketing Journal (AMJ), 28(2), 128–138. https://doi.org/https://doi.org/10.1016/j.ausmj.2019.10.002
- Rammal, H. G., & Parker, L. D. (2013). Islamic banking in Pakistan: A history of emergent accountability and regulation. Accounting History, 18(1), 5–29.
- Roberts-Lombard, M. (2020). Antecedents and outcome of commitment in Islamic banking relationships – an emerging African market perspective. Journal of Islamic Marketing, 11(6), 1851–1871. https://doi.org/10.1108/JIMA-09-2018-0164
- Sari, M. D., Bahari, Z., & Hamat, Z. (2016). History of Islamic bank in Indonesia: Issues behind its establishment. International Journal of Finance and Banking Research, 2(5), 178–184.
- Sharma, A., Sharma, S., & Chaudhary, M. (2020). Are small travel agencies ready for digital marketing? Views of travel agency managers. Tourism Management, 79, 104078. https://doi.org/https://doi.org/10.1016/j.tourman.2020.104078
- Shulga, L. V. (2021). Front-line employee self-determination in value Co-Creation: Generational profiles. Journal of Hospitality and Tourism Management, 48, 479–491. https://doi.org/https://doi.org/10.1016/j.jhtm.2021.08.004
- Sikdar, P., & Makkad, M. (2015). Online banking adoption. International Journal of Bank Marketing, 33(6), 760–785. https://doi.org/10.1108/IJBM-11-2014-0161
- Turner, M. J., Way, S. A., Hodari, D., & Witteman, W. (2017). Hotel property performance: The role of strategic management accounting. International Journal of Hospitality Management, 63, 33–43. https://doi.org/https://doi.org/10.1016/j.ijhm.2017.02.001
- Utama, A. S. (2018). History and development of Islamic banking regulations in the national legal system of Indonesia. Al-’Adalah, 15(1), 37–50.
- Zebal, M., Ferdous, A., & Chambers, C. (2019). An integrated model of marketing knowledge – a tacit knowledge perspective. Journal of Research in Marketing and Entrepreneurship, 21(1), 2–18. https://doi.org/10.1108/JRME-03-2018-0018
- Zeithaml, V. A., Berry, L. L., & Parasuraman, A. (1996). The behavioral consequences of service quality. Journal of Marketing, 60(2), 31–46.
References
Al Nasser, S. A. S., & Muhammed, J. (2013). Introduction to history of Islamic banking in Malaysia. Humanomics.
Alam, N., Ramachandran, J., & Nahomy, A. H. (2020). The impact of corporate governance and agency effect on earnings management – A test of the dual banking system. Research in International Business and Finance, 54, 101242. https://doi.org/https://doi.org/10.1016/j.ribaf.2020.101242
Alhemoud, A. M. (2010). Banking in Kuwait: a customer satisfaction case study. Competitiveness Review: An International Business Journal, 20(4), 333–342. https://doi.org/10.1108/10595421011065334
Anouze, A. L. M., Alamro, A. S., & Awwad, A. S. (2019). Customer satisfaction and its measurement in Islamic banking sector: a revisit and update. Journal of Islamic Marketing, 10(2), 565–588. https://doi.org/10.1108/JIMA-07-2017-0080
Ayob, A. H., & Saiyed, A. A. (2020). Islam, institutions and entrepreneurship: evidence from Muslim populations across nations. International Journal of Islamic and Middle Eastern Finance and Management, 13(4), 635–653. https://doi.org/10.1108/IMEFM-11-2019-0472
Bacile, T. J., Wolter, J. S., Allen, A. M., & Xu, P. (2018). The Effects of Online Incivility and Consumer-to-Consumer Interactional Justice on Complainants, Observers, and Service Providers During Social Media Service Recovery. Journal of Interactive Marketing, 44, 60–81. https://doi.org/https://doi.org/10.1016/j.intmar.2018.04.002
Bharadwaj, N., & Shipley, G. M. (2020). Salesperson communication effectiveness in a digital sales interaction11The authors benefitted from helpful comments from: our anonymous reviewers, session participants at the 3rd Annual Industrial Marketing Management Summit at the Fox School of Business. Industrial Marketing Management, 90, 106–112. https://doi.org/https://doi.org/10.1016/j.indmarman.2020.07.002
Biswas, A., Jaiswal, D., & Kant, R. (2021). Augmenting bank service quality dimensions: moderation of perceived trust and perceived risk. International Journal of Productivity and Performance Management, ahead-of-print(ahead-of-print). https://doi.org/10.1108/IJPPM-04-2021-0196
Chan, J., & Gao, Y. L. (2021). Measuring the up-to-date quality of online food delivery: formative index construction. International Journal of Contemporary Hospitality Management, 33(12), 4550–4568. https://doi.org/10.1108/IJCHM-06-2021-0739
Deng, Z., Lu, Y., Wei, K. K., & Zhang, J. (2010). Understanding customer satisfaction and loyalty: An empirical study of mobile instant messages in China. International Journal of Information Management, 30(4), 289–300.
Distanont, A., & Khongmalai, O. (2018). The role of innovation in creating a competitive advantage. Kasetsart Journal of Social Sciences. https://doi.org/https://doi.org/10.1016/j.kjss.2018.07.009
Duffy, J. A. M., Miller, J. M., & Bexley, J. B. (2006). Banking customers’ varied reactions to service recovery strategies. International Journal of Bank Marketing, 24(2), 112–132. https://doi.org/10.1108/02652320610649923
Gillan, S. L., Koch, A., & Starks, L. T. (2021). Firms and social responsibility: A review of ESG and CSR research in corporate finance. Journal of Corporate Finance, 66, 101889. https://doi.org/https://doi.org/10.1016/j.jcorpfin.2021.101889
González-Cruz, T. F., Botella-Carrubi, D., & Martínez-Fuentes, C. M. (2019). Supervisor leadership style, employee regulatory focus, and leadership performance: A perspectivism approach. Journal of Business Research. https://doi.org/https://doi.org/10.1016/j.jbusres.2019.01.065
Gross, H. P., Ingerfurth, S., & Willems, J. (2021). Employees as reputation advocates: Dimensions of employee job satisfaction explaining employees’ recommendation intention. Journal of Business Research, 134, 405–413. https://doi.org/https://doi.org/10.1016/j.jbusres.2021.05.021
Hayati, K., & Caniago, I. (2012). Islamic Work Ethic: The Role of Intrinsic Motivation, Job Satisfaction, Organizational Commitment and Job Performance. Procedia - Social and Behavioral Sciences, 65, 272–277. https://doi.org/https://doi.org/10.1016/j.sbspro.2012.11.122
Ho, K. L. P., Nguyen, C. N., Adhikari, R., Miles, M. P., & Bonney, L. (2017). Exploring market orientation, innovation, and financial performance in agricultural value chains in emerging economies. Journal of Innovation & Knowledge, 3(3), 154–163. https://doi.org/10.1016/j.jik.2017.03.008
Hossain, M. A., Jahan, N., & Kim, M. (2021). A multidimensional and hierarchical model of banking services and behavioral intentions of customers. International Journal of Emerging Markets, ahead-of-print(ahead-of-print). https://doi.org/10.1108/IJOEM-07-2020-0831
Jawaid, S. T., Siddiqui, A. H., Kanwal, R., & Fatima, H. (2021). Islamic banking and customer satisfaction in Pakistan: evidence from internal and external customers. Journal of Islamic Marketing, ahead-of-print(ahead-of-print). https://doi.org/10.1108/JIMA-09-2020-0297
Kim, K., Hong, E., & Rho, S. (2013). The study of defined buying factors affecting trust building and service performance in financial management systems. Mathematical and Computer Modelling, 58(1), 38–48. https://doi.org/https://doi.org/10.1016/j.mcm.2012.06.006
Lu, Y., & Chen, Y. (2021). Is China’s agricultural enterprise growing steadily? Evidence from listed agricultural companies. Chinese Journal of Population, Resources and Environment, 19(2), 203–212. https://doi.org/https://doi.org/10.1016/j.cjpre.2021.12.022
Marinkovic, V., & Obradovic, V. (2015). Customers’ emotional reactions in the banking industry. International Journal of Bank Marketing, 33(3), 243–260. https://doi.org/10.1108/IJBM-09-2013-0107
Marques, C. S., Santos, G., Marques, V., & Ramos, E. (2018). The impact of knowledge creation, acquisition and transfer on innovation in the healthcare sector. Proceedings of the European Conference on Knowledge Management, ECKM, 1, 494–502.
Mashur, R., Gunawan, B. I., Ashoer, M., Hidayat, M., Perdana, H., & Putra, K. (2019). Moving From Traditional to Society 5 . 0 : Case study by Online Transportation Business. Journal Distribution Science, 9, 93–102. https://doi.org/http://dx.doi.org/10.15722/jds.17.09.201909.93
Mihajat, M. I. S. (2019). Governance Framework in IFIs in Oman: Issues and Challenges. In T. Azid, A. A. Alnodel, & M. A. Qureshi (Eds.), Research in Corporate and Shari’ah Governance in the Muslim World: Theory and Practice (pp. 249–260). Emerald Publishing Limited. https://doi.org/10.1108/978-1-78973-007-420191022
Mittal, D., & Agrawal, S. R. (2022). Determining banking service attributes from online reviews: text mining and sentiment analysis. International Journal of Bank Marketing, 40(3), 558–577. https://doi.org/10.1108/IJBM-08-2021-0380
Narver, J. C., & Slater, S. F. (1990). The Effect of a Market Orientation on Business Profitability. Journal of Marketing, 54(4), 20–35. https://doi.org/10.2307/1251757
Nor, N. M., Bahari, N. A. S., Adnan, N. A., Kamal, S. M. Q. A. S., & Ali, I. M. (2016). The Effects of Environmental Disclosure on Financial Performance in Malaysia. Procedia Economics and Finance, 35, 117–126. https://doi.org/https://doi.org/10.1016/S2212-5671(16)00016-2
Nurhilalia, Rahman Kadir, A., Mahlia, M., Jusni, & Aditya, H. P. K. P. (2019). Determinant of market orientation on SME performance: RBV and SCP perspective. In Journal of Distribution Science (Vol. 17, Issue 9, pp. 35–45). https://doi.org/10.15722/jds.17.09.201909.35
Padlee, S. F., Reimers, V., Mokhlis, S., Anuar, M. M., & Ahmad, A. (2020). Keep up the good work in research universities: An importance-performance analysis. Australasian Marketing Journal (AMJ), 28(2), 128–138. https://doi.org/https://doi.org/10.1016/j.ausmj.2019.10.002
Rammal, H. G., & Parker, L. D. (2013). Islamic banking in Pakistan: A history of emergent accountability and regulation. Accounting History, 18(1), 5–29.
Roberts-Lombard, M. (2020). Antecedents and outcome of commitment in Islamic banking relationships – an emerging African market perspective. Journal of Islamic Marketing, 11(6), 1851–1871. https://doi.org/10.1108/JIMA-09-2018-0164
Sari, M. D., Bahari, Z., & Hamat, Z. (2016). History of Islamic bank in Indonesia: Issues behind its establishment. International Journal of Finance and Banking Research, 2(5), 178–184.
Sharma, A., Sharma, S., & Chaudhary, M. (2020). Are small travel agencies ready for digital marketing? Views of travel agency managers. Tourism Management, 79, 104078. https://doi.org/https://doi.org/10.1016/j.tourman.2020.104078
Shulga, L. V. (2021). Front-line employee self-determination in value Co-Creation: Generational profiles. Journal of Hospitality and Tourism Management, 48, 479–491. https://doi.org/https://doi.org/10.1016/j.jhtm.2021.08.004
Sikdar, P., & Makkad, M. (2015). Online banking adoption. International Journal of Bank Marketing, 33(6), 760–785. https://doi.org/10.1108/IJBM-11-2014-0161
Turner, M. J., Way, S. A., Hodari, D., & Witteman, W. (2017). Hotel property performance: The role of strategic management accounting. International Journal of Hospitality Management, 63, 33–43. https://doi.org/https://doi.org/10.1016/j.ijhm.2017.02.001
Utama, A. S. (2018). History and development of Islamic banking regulations in the national legal system of Indonesia. Al-’Adalah, 15(1), 37–50.
Zebal, M., Ferdous, A., & Chambers, C. (2019). An integrated model of marketing knowledge – a tacit knowledge perspective. Journal of Research in Marketing and Entrepreneurship, 21(1), 2–18. https://doi.org/10.1108/JRME-03-2018-0018
Zeithaml, V. A., Berry, L. L., & Parasuraman, A. (1996). The behavioral consequences of service quality. Journal of Marketing, 60(2), 31–46.