Published: October 9, 2025

Financial Knowledge, Self-Efficacy, and Financial Well-Being: The Role of Digital Inclusion in Indonesia

01 - 14 H. Hesniati, A. Anggriani, Yandi Suprapto, Hengky Arviano

Factors Influencing E-Wallet Usage Among Generations X and Y

15 - 32 Isnaini Nuzula Agustin, Franky Oskar, Yandi Suprapto

Analysis of Women’s Participation in Improving Family Economy in Binjai City (Case Study of Merdeka Binjai Field Street Vendors)

33 - 41 Jessica Freety Br Sitepu, Sri Herlina

The Influence of The Digital Economy on The Competitiveness of The Coffee Industry in Binjai: A Sharia Economic Perspective

42 - 55 Chintia Oktaviani, Abi Waqqosh

The Effect of Profitability, Sales Growth, and Leverage on Financial Distress in Indonesian Retail Companies

56 - 70 Nadia Oktaviani, Yolandafitri Zulvia

Du Pont System Analysis of Companies Listed on the Indonesian Stock Exchange for the 2020–2024 Period

71 - 85 Ika Indrawati, Gregorius Nasiansenus Masdjojo

Indonesia’s Economy: Unlocking Opportunities in Emerging Markets

86 - 97 Haryadi Sarjono, Ekanaka Hasudungan Pratama, Vanessa Elizabeth Harianto, Boyke Setiawan Soeratin

Exploration of the Implications of the Spiritual and Islamic Akhlaq Paradigm on Earnings Management

98 - 107 Irmawati Irmawati, S. Syarifuddin, A. Alimuddin, Hikma Niar