Journal Description

Golden Ratio of Finance Management with e-ISSN 2776-6780 encourages courageous and bold new ideas, focusing on contribution, theoretical, managerial, and social life implications. Golden Ratio of Finance Management fosters the exploration of finance phenomena. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk. Banking is the business conducted or financial services offered by a bank.


Publication Frequency: Semi Annual Issues Per Year Issue 1, October to March, and Issue 2, April to September.
Language: English
Prefix DOI: 10.52970/grfm
EIC: Aditya Halim Perdana Kusuma Putra|Scopus|Scholar|Orcid|WoS|RG|Sinta
Publisher:
CV. Manunggal Halim Jaya
Members, Abstract & Indexing: 
Crossref | RJI | Orcid.org | Scite | Dimension - Digital Service | Google Scholar | ROAD | Garuda | DORA | Scilit | Kudos | Copernicus |SINTA 4 | Asian Science Citation Index

Vol. 6 No. 1 (2026): October - March

Published: October 9, 2025

Financial Knowledge, Self-Efficacy, and Financial Well-Being: The Role of Digital Inclusion in Indonesia

01 - 14 H. Hesniati, A. Anggriani, Yandi Suprapto, Hengky Arviano

Factors Influencing E-Wallet Usage Among Generations X and Y

15 - 32 Isnaini Nuzula Agustin, Franky Oskar, Yandi Suprapto

Analysis of Women’s Participation in Improving Family Economy in Binjai City (Case Study of Merdeka Binjai Field Street Vendors)

33 - 41 Jessica Freety Br Sitepu, Sri Herlina

The Influence of The Digital Economy on The Competitiveness of The Coffee Industry in Binjai: A Sharia Economic Perspective

42 - 55 Chintia Oktaviani, Abi Waqqosh

The Effect of Profitability, Sales Growth, and Leverage on Financial Distress in Indonesian Retail Companies

56 - 70 Nadia Oktaviani, Yolandafitri Zulvia

Du Pont System Analysis of Companies Listed on the Indonesian Stock Exchange for the 2020–2024 Period

71 - 85 Ika Indrawati, Gregorius Nasiansenus Masdjojo

Indonesia’s Economy: Unlocking Opportunities in Emerging Markets

86 - 97 Haryadi Sarjono, Ekanaka Hasudungan Pratama, Vanessa Elizabeth Harianto, Boyke Setiawan Soeratin

Exploration of the Implications of the Spiritual and Islamic Akhlaq Paradigm on Earnings Management

98 - 107 Irmawati Irmawati, S. Syarifuddin, A. Alimuddin, Hikma Niar

Budget Accountability in the Jayapura Regency DPRD Secretariat Qualitative Study

108 - 123 Wa Ode Sitti Nurhayati

The Influence of Gross Profit Margin and Return on Assets on Stock Prices in Jakarta Islamic Index 70 (2020–2024)

124 - 138 Bondan Estu Prabowo, Irwin Ananta Vidada

The Influence of Board Characteristics on Earnings Management with Family Ownership as a Moderator

139 - 157 M. Mardianto, Natalis Christian, J. Joyslin

The Influence of Parenting, Financial Inclusion, and Financial Literacy on Financial Management of Gen-Z

158 - 171 Aisyah Nur aisyah, J. Junaidi, G. Goso
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