Focus and Scope

The Golden Ratio of Finance Management (GRFM) is an international, peer-reviewed, open-access journal dedicated to advancing research in finance, financial management, banking, financial markets, and related areas of financial economics. The journal publishes rigorous theoretical, empirical, methodological, and applied research that contributes to the understanding of financial decision-making, financial institutions, markets, investments, risk, and the management of financial resources.

GRFM welcomes quantitative, qualitative, mixed-methods, theoretical, conceptual, and literature-based research that addresses significant issues in finance and related fields. The journal encourages studies that provide meaningful empirical evidence, theoretical development, methodological contributions, or practical and policy implications for researchers, practitioners, financial institutions, organizations, regulators, policymakers, and other relevant stakeholders.

Scope of Research

GRFM welcomes research addressing, but not limited to, the following areas:

1. Corporate Finance and Financial Management

  • Capital structure and financing decisions

  • Dividend policy and payout decisions

  • Working capital and liquidity management

  • Corporate investment and financing

  • Financial performance and valuation

  • Corporate financial policy

  • Financial distress and corporate restructuring

  • Corporate governance and financial decision-making

2. Banking and Financial Institutions

  • Banking performance and efficiency

  • Bank solvency, capital adequacy, and stability

  • Credit and lending

  • Banking regulation and supervision

  • Financial intermediation

  • Islamic banking and financial institutions

  • Insurance and other financial services

3. Financial Markets, Investments, and Asset Pricing

  • Capital markets

  • Equity and bond markets

  • Asset pricing

  • Portfolio management and optimization

  • Investment decision-making

  • Derivatives, hedging, and trading

  • Commodity and energy markets

  • Market efficiency and financial forecasting

4. Financial Risk and Stability

  • Financial risk management

  • Credit, market, liquidity, and operational risk

  • Systemic risk and financial stability

  • Risk modelling and analysis

  • Financial stress and resilience

  • Risk measurement and mitigation

5. Financial Economics, Behavioural Finance, and Personal Finance

  • Financial economics

  • Behavioural finance

  • Financial decision-making

  • Financial literacy and inclusion

  • Personal and household finance

  • Consumer financial behaviour

6. Accounting, Public Finance, and Financial Governance

  • Accounting and financial reporting

  • Financial disclosure and transparency

  • Public finance and government financial management

  • Financial accountability

  • Taxation and financial policy

  • Corporate governance and financial ethics

7. FinTech, Digital Finance, and Financial Innovation

  • Financial technology and digital financial services

  • Digital banking and payment systems

  • Financial innovation

  • Blockchain and digital assets

  • Technology adoption in financial services

  • Data-driven and computational finance

8. Sustainable, Green, and Emerging Finance

  • Green and sustainable finance

  • Climate finance

  • Environmental, social, and governance (ESG) issues in finance

  • Sustainable investment

  • Financial resilience and emerging financial challenges

  • New developments in financial systems and markets

GRFM welcomes studies employing appropriate and rigorous research methods, including statistical and econometric analysis, structural equation modelling, experimental and quasi-experimental approaches, panel and secondary-data analysis, financial modelling, qualitative inquiry, systematic and integrative literature reviews, and other established research methods relevant to financial research.

The journal particularly values research that advances theory, empirical knowledge, methodology, financial practice, and public policy, while maintaining clear theoretical grounding, methodological transparency, and a substantive contribution to the finance literature.