Article Sidebar

Download
Download Article

Main Article Content

Abstract

Technological developments and innovation have significantly transformed the economic and commercial landscape. This digital convenience has extended even to tertiary needs, especially the buying and selling of gold. However, behind this convenience, a major debate has emerged within Islamic law regarding cashless gold transactions, particularly those conducted through the Pegadaian Digital application. Therefore, it is essential to thoroughly examine the Islamic legal perspective on online, cashless gold trading while also considering aspects of business ethics, social responsibility, and consumer protection to ensure that these practices comply with Islamic law. This study aims to analyze consumer protection in digital application–based gold trading transactions from the viewpoint of Islamic economic law. As technology continues to progress, online gold transactions have become an increasingly popular alternative investment. Nonetheless, several critical issues arise regarding contract transparency, the physical existence of gold, and the clarity of rights and obligations between sellers and buyers. This research uses a qualitative approach with a case study focusing on a single online gold trading platform in Indonesia. Data were gathered through interviews, document analysis, and a review of Islamic legal literature. The findings suggest that despite the platform offering features that facilitate transactions, there are still shortcomings in consumer protection, especially concerning the principles of legal certainty (al-tsubūt), justice (‘adl), and information transparency (ṣidq).

Keywords

Consumer Protection Gold Trading Digital Applications Sharia Economic Law Online Transactions

Article Details

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

How to Cite
Fauzan, F. (2026). Consumer Protection in Application-Based Gold Trading Transactions: A Sharia Economic Law Perspective. Golden Ratio of Data in Summary, 6(1), 78–82. https://doi.org/10.52970/grdis.v6i1.2048
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX

References

  1. Aprizal, C., & Hakim, N. (2020). Analisis hukum terhadap jual-beli emas virtual berdasarkan perspektif hukum perdata dan hukum Islam. Jurnal Mahasiswa UMSU.
  2. Aprizal, C., & Hakim, N. (2020). Digital gold trading: Gharar and risk assessment in Islamic finance. Journal of Islamic Economics, 11(3), 89–104.
  3. Aprizal, C., & Hakim, N. (2020). Gharar and uncertainty in digital gold trading: An Islamic economic perspective. Jakarta: Pustaka Syariah.
  4. Arafat, M., & Krismono, H. (2022). Islamic legal perspectives on online gold investment in Indonesia. Journal of Islamic Economics and Finance, 8(2), 45–60.
  5. Arafat, M., & Krismono, H. (2022). Tinjauan hukum Islam terhadap investasi emas online melalui Tokopediaemas. At-Thullab: Jurnal Mahasiswa Studi Islam, 4(1), 858–872. https://doi.org/10.20885/tullab.vol4.iss1.art3
  6. Arifin, B., & Nisa, H. (2022). Jual-beli emas non-tunai: Fatwa DSN-MUI, pandangan ulama’ klasik dan modern. Jurnal At-Tahdzib, 10(2), 44–53. https://doi.org/10.61181/at-tahdzib.v10i2.279
  7. Arifin, S., & Nisa, R. (2022). DSN-MUI fatwas on non-cash gold trading: Implications for digital platforms. Al-Iqtishad Journal, 14(1), 33–50.
  8. Creswell, J. W., & Poth, C. N. (2018). Qualitative inquiry and research design: Choosing among five approaches (4th ed.). Sage Publications.
  9. Fara Salsabila. (2020). Digital gold investment through Tokopedia: Fiqh muamalah perspective. Journal of Islamic Financial Studies, 5(1), 12–27.
  10. Fish, S. (2020). Fiqh al-Mu’amalat and digital assets: A comparative study. Bandung: UIN Press.
  11. Hukum, T., Terhadap, I., Jual, T., Emas, B., Tunai, N., Online, S., Aplikasi, M., & Digital, P. (2025). Tinjauan hukum Islam terhadap transaksi jual beli emas non tunai secara online melalui aplikasi Pegadaian digital (Analisis syariah terhadap praktik ekonomi digital). Islamic Law Review, 11(2), 173–186.
  12. Nadid Erdin, & Fathurrohman Oman. (2024). Analisis hukum Islam terhadap transaksi jual beli emas non tunai dan batasan minimal gramasi. Indonesian Journal of Sharia Economics, 9(204), 3672–3687.
  13. Nadid Erdin, & Fathurrohman Oman. (2024). Principles of fairness in ribawi transactions: The case of digital gold. Indonesian Journal of Sharia Economics, 9(1), 21–38.
  14. Putri, A., Rahman, T., & Sari, D. (2024). Ethics in digital marketing: A study of Sharia-compliant SMEs. Journal of Islamic Business Ethics, 3(2), 65–82.
  15. Syamsiah Nur, & Muftiha Aulia Rahmah, N. (2022). Investasi emas online pada aplikasi marketplace Tokopedia dalam perspektif fikih muamalah. AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam, 2(2), 156–169. https://doi.org/10.36701/al-khiyar.v2i2.652
  16. Syamsiah Nur, & Muftiha Aulia Rahmah, N. (2022). Legal status of digital gold investment: Fiqh and regulatory analysis. Al-Musthofa Journal of Islamic Economics, 6(2), 101–120.
  17. Tampubolon, W. S. (2022). Consumer protection in online transactions: Indonesian e-commerce perspective. Journal of Cyber Law and Policy, 4(1), 55–70.
  18. Usman, M., Anwar, H., & Hasan, R. (2021). Sharia compliance and risk management in digital financial services: Evidence from fintech platforms. Journal of Islamic Finance and Banking, 7(2), 45–60. https://doi.org/10.2139/ssrn.3812345
  19. Yin, R. K. (2018). Case study research and applications: Design and methods (6th ed.). Sage Publications.

Similar Articles

<< < 3 4 5 6 7 8 9 10 11 12 > >> 

You may also start an advanced similarity search for this article.