Rahmi, R., and M. Mursyidin. “Independence and Adaptability: Building Resilience and Competitiveness for Small and Medium-Sized Enterprises in the Digital Era”. Golden Ratio of Marketing and Applied Psychology of Business 4, no. 1 (January 30, 2024): 22–44. Accessed June 21, 2026. https://goldenratio.id/index.php/grmapb/article/view/345.