Afrizal, D., Utama, S., Hildawati, H., Yuhardi, Y., & Sofyan, S. (2023). Factors Influencing The Intention of Businesses Actor To Adopt Online Applications: An Empirical Evidence In Indonesia . Golden Ratio of Marketing and Applied Psychology of Business, 3(1), 66–75. https://doi.org/10.52970/grmapb.v3i1.212