Candy C, Huang S, Budiman J. Fintech Adoption among College Students in Batam, Indonesia: The Influence of Ease of Use and Usefulness. GRFM [Internet]. 2026 Mar. 14 [cited 2026 May 6];6(1):185-94. Available from: https://goldenratio.id/index.php/grfm/article/view/1998