ASMIN, Erny Amriani; ALI, Muhammad; NOHONG, Mursalim; MARDIANA, Ria. The Effect of Financial Self-Efficacy and Financial Knowledge on Financial Management Behavior . Golden Ratio of Finance Management, [S. l.], v. 1, n. 2, p. 75–86, 2021. DOI: 10.52970/grfm.v1i1.59. Disponível em: https://goldenratio.id/index.php/grfm/article/view/59. Acesso em: 16 apr. 2026.