NANDA, Sahabuddin; YUNUS, Yana Ameliana. Understanding Financial Inclusion Through Fintech: A Qualitative Inquiry into the Role of Technology in Shaping Financial Landscapes. Golden Ratio of Finance Management, [S. l.], v. 4, n. 1, p. 14–23, 2024. DOI: 10.52970/grfm.v4i1.428. Disponível em: https://goldenratio.id/index.php/grfm/article/view/428. Acesso em: 18 apr. 2026.