SYAHFITRI, Azifah; ANWAR, Suhardi M.; ANTONG , A. The Influence of Financial Literacy and Financial Technology on Students’ Financial Behavior . Golden Ratio of Finance Management, [S. l.], v. 6, n. 2, p. 333–345, 2026. DOI: 10.52970/grfm.v6i2.2281. Disponível em: https://goldenratio.id/index.php/grfm/article/view/2281. Acesso em: 7 jul. 2026.