SUSANTI, Kadek Irma; LUTFI, L. Credit Risk Determinants in Regional Development Banks: Intermediation, Capital Structure, and Gender Governance. Golden Ratio of Finance Management, [S. l.], v. 6, n. 2, p. 311–332, 2026. DOI: 10.52970/grfm.v6i2.2265. Disponível em: https://goldenratio.id/index.php/grfm/article/view/2265. Acesso em: 11 jul. 2026.