AGUSTIN, Isnaini Nuzula; OSKAR, Franky; SUPRAPTO, Yandi. Factors Influencing E-Wallet Usage Among Generations X and Y. Golden Ratio of Finance Management, [S. l.], v. 6, n. 1, p. 15–32, 2025. DOI: 10.52970/grfm.v6i1.1783. Disponível em: https://goldenratio.id/index.php/grfm/article/view/1783. Acesso em: 6 may. 2026.