HESNIATI, H.; ANGGRIANI, A.; SUPRAPTO, Yandi; ARVIANO, Hengky. Financial Knowledge, Self-Efficacy, and Financial Well-Being: The Role of Digital Inclusion in Indonesia. Golden Ratio of Finance Management, [S. l.], v. 6, n. 1, p. 01–14, 2025. DOI: 10.52970/grfm.v6i1.1779. Disponível em: https://goldenratio.id/index.php/grfm/article/view/1779. Acesso em: 6 may. 2026.