GIAUW, Alfons; PAGILING, Novieanty; GIAUW, Vinshen; TANDREAS, Felix; DJIEMESHA, Ritchie; SUMILAT, Ian Thomas. The Determinants of Financial Literacy, Consumptive Lifestyle and Parental Support on the Emergency Fund Formations among University Student in Makassar: English. Golden Ratio of Finance Management, [S. l.], v. 5, n. 2, p. 532–548, 2025. DOI: 10.52970/grfm.v5i2.1420. Disponível em: https://goldenratio.id/index.php/grfm/article/view/1420. Acesso em: 16 apr. 2026.