MUNNA, Navis Nailil; WIDIASTUTI, Anna; RIYOKO , Sisno. The Impact of Financial Technology on Employee Well-Being in PDAM Jepara: Mediating Roles of Financial Literacy and Lifestyle. Golden Ratio of Finance Management, [S. l.], v. 5, n. 1, p. 239–251, 2025. DOI: 10.52970/grfm.v5i1.1099. Disponível em: https://goldenratio.id/index.php/grfm/article/view/1099. Acesso em: 29 apr. 2026.