Indraswari, Dewi, and Salwa Rumi. “The Influence of Demographic Factors and Social Class on Customers’ Decisions to Choose Islamic Banks ”. Golden Ratio of Data in Summary 1, no. 2 (October 30, 2021): 75–90. Accessed August 24, 2026. https://goldenratio.id/index.php/grdis/article/view/272.