Karomah, Kamiliya Nurul, and Inaya Sari Melati. 2025. “Financial Literacy, Financial Behavior, and Financial Inclusion As Critical Determinants of Economic Resilience Among Fishing Families in Tambak Lorok, Semarang, Indonesia”. Golden Ratio of Auditing Research 6 (1):145-59. https://doi.org/10.52970/grar.v6i1.1429.