OKTALA, Rosananda; AFRICANO, Fernando; FADILA, Dewi; RIFANSYAH, Ogi. Financial Self-Efficacy as a Predictor of FinTech Adoption and Financial Planning Behavior: Empirical Evidence from Palembang, Indonesia. Golden Ratio of Auditing Research, [S. l.], v. 7, n. 1, p. 205–220, 2026. DOI: 10.52970/grar.v7i1.2652. Disponível em: https://goldenratio.id/index.php/grar/article/view/2652. Acesso em: 16 oct. 2026.