GRODA, Selvi Permata; KUSBIANTO , Nugraha. The Impact of E-Wallet Usage on Personal Financial Management: A Case Study of Generation Z. Golden Ratio of Auditing Research, [S. l.], v. 6, n. 1, p. 369–380, 2025. DOI: 10.52970/grar.v6i1.1744. Disponível em: https://goldenratio.id/index.php/grar/article/view/1744. Acesso em: 7 nov. 2025.