AFANDI, Firdausi Nurnuzula; PURNAMASARI , Puji Endah. The Influence of Green Banking, Credit Risk, and Operational Efficiency on The Financial Performance of Conventional Banks in 2020-2023. Golden Ratio of Auditing Research, [S. l.], v. 6, n. 1, p. 43–56, 2025. DOI: 10.52970/grar.v6i1.1391. Disponível em: https://goldenratio.id/index.php/grar/article/view/1391. Acesso em: 7 nov. 2025.